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When Every Penny Matters

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Downsizing or upsizing?

Are you at the stage in your life when you’re only using a few rooms in the house, the garden is becoming a chore rather than a sanctuary, and the cost and effort of maintaining your home is starting to impact your quality of life? Or are you at the other end of the scale where, no matter how many extra cupboards you build and how strictly you try to keep things in order, you are simply running out of space? Either way, it’s time to move on with the next chapter of your life.

Perhaps you have your heart set on an elegant apartment in town or a house in the country, being closer to family or closer to schools, and to make this change in your life, every penny matters. Here are some suggestions to make sure you leave your home with as many pennies as possible:

  • Let your estate agent know – Make sure they’re aware that, for you, your sale price is the most important factor, more so than timescale or selling quickly.
  • Allow room to negotiate – Make sure, however, that you’re not tempted to ‘test’ the market at too high a price, which might mean you jeopardise the launch and have to end up selling for less money than you might have done had you properly researched sale prices of similar properties in your area. Leave yourself with just enough of a differential between your advertised price and the price you hope eventually to achieve.
  • Stage your home – No matter how beautifully you’ve looked after your home, if you’ve not updated it in the last 15 years, it is more than likely a buyer will factor in the cost to update it before offering. Commissioning the services of a professional home stager to present your home in the best possible way may well avoid buyers making low offers on this basis.
  • Believe in your asking price – If you have done your research properly, have faith in your asking price and be firm with your agent if the only suggested recourse is to drop the price. Be equally firm, but fair, with your buyers when they make an offer.

By making sure you implement these four steps, you are much more likely to be setting off on the next step of your property journey with plenty of pennies in your pocket to enjoy it.

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